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Professional Loan Program
Home Federal Bank′s Professional Loan Program is designed primarily for professionals who are just starting their careers and have excellent potential for higher future earnings. It is ideal for those who are paying off medical school expenses, investing in a practice, have limited savings or simply prefer to keep their money in other financial vehicles. This program allows for 100% financing with no mortgage insurance.

Our Professional Loan Program (PLP) features:

  • Up to 100% financing available for qualified applicants†
  • No mortgage insurance
  • Loan amounts up to $750,000
  • Available for 30 year fixed rate mortgages
  • Eligible professions include actively practicing:
    • Medical residents
    • Existing or newly licensed Medical Doctors (MD)
    • Doctors of Dental Science (DDS)
    • Doctors of Dental Medicine (DMD)
    • Dental surgeons specializing in oral & maxillofacial surgery
    • Attorneys
    • CPAs

Contact us today to apply!


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*Enrollment in HFB Online Banking is required to use our mobile app!* Mobile carrier’s text message and data usage charges may apply. Contact your provider for details. Endorsement required for mobile deposit. Limitations may apply. Please refer to HFB’s rules governing funds availability. Use of the HFB Mobile App requires iOS 11.0 or later, and Android 9.0 or later

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