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Consumer Platinum Credit Card

Home Federal Bank is proud to offer a local credit card to give you global purchasing power. HFB's Platinum Collection from MasterCard offers you a credit card designed to complement the way you live provided by the community bank you trust. The Platinum Collection offers three styles of cards for you to choose from:

Platinum Business and Consumer Card

Platinum
Elevate your purchasing power with the branded Platinum Card.

  • Experience immediate savings thanks to competitive Annual Percentage Rates (APR)
  • Get online access to your spending information for increased financial control
  • Insure and protect yourself with extensive security and travel assistance services

Platinum Payback
Put your expenses to work for you with our Platinum Payback program.

  • Earn 1% Cash Back on all your qualifying purchases 

Platinum Preferred
Features higher spending limits and Platinum Rewards designed to make every dollar count.

  • Opportunity to earn double and triple reward points on qualifying everyday purchases.*
  • Additional card enhancements include identity theft resolution services, travel accident insurance, baggage delay and lost luggage.

The Consumer Platinum Card also offers:

  • No Annual Fees*
  • 24/7 Customer Support
  • Online Reward Tracking
  • Protection and Security Services

Apply online now, or simply stop by any HFB branch for an application, or call us at 318-222-1145 to apply over the phone. 

 


Find my nearest HFB Branch   |   Call 318-629-2265

 

HFB Personal Mobile Banking App

HFB Business Mobile Banking App

 

*Enrollment in HFB Online Banking is required to use our mobile app!* Mobile carrier’s text message and data usage charges may apply. Contact your provider for details. Endorsement required for mobile deposit. Limitations may apply. Please refer to HFB’s rules governing funds availability. Use of the HFB Mobile App requires iOS 11.0 or later, and Android 9.0 or later

0% Introductory Annual Percentage Rate (APR)*

 

Get 0% APR for 12 months on purchases, balance transfers and cash advances with new consumer credit card accounts.

 

*Effective 2/10/26:  0% introductory APR for the first 12 months on purchases, balance transfers and cash advances from the date of opening. After that, the variable rate will be 14.49% to 23.49% for purchases and balance transfers, and 18.24% to 27.49% for cash advances, based on your creditworthiness. There is a balance transfer fee of either $10 or 4% of the amount of each transfer, whichever is greater. A cash advance fee of either $10 or 5% of the cash advance, whichever is greater. Some balance transfer limitations apply. Foreign transaction fees may apply, see terms and conditions for rate, fee or other cost information. Annual fees are as follows: Platinum products - $0; World - $35 and $29 for each additional card; World Elite - $299 and $49 for each additional card. Offer may be withdrawn at any time.

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