Smart Rewards Checking

Earn a Reward Interest Rate on balances of $.01 - $15,000 PLUS tiered interest rates on balances above $15,000 PLUS a refund of foreign ATM fees of up to $10 when account qualifications are met each statement cycle.

• Minimum of $250 required to open

• No monthly service charge

• Limit one per household

• Eligible for free e-Statement or monthly $5 printed statement

• No interest paid on entire balance if any of the following qualifications are not met during the monthly statement cycle

• Free online and mobile banking

• Free online remote deposit capture¹

• Free online bill payments¹

• Free online person-to-person payments¹

• Free electronic statement (e-Statement)²

• Free initial debit card³

• Free unlimited ATM transactions at HFB owned ATMs - $3.00 fee for ATMs not owned by HFB

Qualifications:

• Must maintain a minimum balance of $250

• Must have at least one direct deposit for at least $500.00 that posts

• Must have at least one ACH debit for any amount that posts and clears the account

• Must complete at least 15 debit card purchase transactions in an amount of $5.00 or more that posts and clears the account

• Must receive electronic statement (e-Statement) for interest to be paid

For all personal checking and savings accounts: All interest rates subject to change. Contact a Home Federal Bank location near you for interest rates. Must open accounts in person and live in our market area. ¹ Online banking features available 90 days after customer relationship begins with account officer approval ² Account holder is required to login to online banking at least once every 90 days. Failure to login may cause the e-Statement to revert to a printed format and a printed statement fee may be charged. ³$10.00 initial debit card fee for New Start accounts

Find my nearest HFB Branch   |   Call 318-629-2265