Positive Pay

Positive Pay is a feature of our internet banking system that can be an extremely valuable tool for businesses to combat fraud. Positive Pay works by allowing a business customer to either manually enter or upload a list of checks that they have issued. This list acts as a filter to match against checks that are received by HFB to pay against your account. Items that match will clear as normal. Items with exceptions will appear as exceptions for the business customer to evaluate and make the decision on whether or not to pay.